Preferred banking最低結餘

"Preferred banking" is a term used by some banks to describe a premium or elite level of service offered to their customers. The specific benefits and requirements of preferred banking can vary widely from one financial institution to another. However, one common requirement for preferred banking is a minimum balance in the customer's account.

The minimum balance required for preferred banking can range from a few thousand dollars to hundreds of thousands of dollars, depending on the bank and the specific preferred banking program. Some banks may also require customers to maintain a certain level of combined balances across multiple accounts, such as checking, savings, and investment accounts.

In addition to minimum balance requirements, preferred banking customers may be eligible for other benefits, such as lower fees, higher interest rates on savings accounts, personalized customer service, and access to exclusive banking products and services.

It's important to note that the terms and conditions of preferred banking can change over time, and customers should check with their bank for the most current information. Additionally, customers should carefully consider whether the benefits of preferred banking outweigh the costs, such as the need to maintain a minimum balance, before enrolling in a preferred banking program.