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The amount of money you can borrow for a mortgage depends on several factors, including your credit score, income, debt-to-income ratio, the value of the property, and the loan-to-value ratio allowed by the lender.

In the United States, for example, there is no set limit on how much you can borrow for a mortgage, but lenders typically consider your ability to repay the loan. Federal Housing Administration (FHA) loans, for instance, allow borrowers to have a maximum debt-to-income ratio of 43%, while conventional loans may have a slightly higher limit. FHA loans also have a loan-to-value (LTV) limit of 96.5% for loans with a down payment of 3.5%, while conventional loans may have a lower LTV limit, depending on the type of loan and the borrower's qualifications.

In other countries, there may be different regulations and lending practices. For example, in Canada, the maximum amortization period for a mortgage is 25 years for most borrowers, and there are limits on the amount of money that can be borrowed for a high-ratio mortgage (one with a down payment of less than 20%).

It's important to consult with a mortgage lender or broker to determine how much you can borrow based on your specific financial situation and the lending guidelines in your country or region.